Insurance - AfrAsia Bank Mauritius

Complete Peace of Mind

AfrAsia Visa Business Debit Card holders benefit from an enhanced insurance package offered by AfrAsia Bank and its partner Linkham Services.

Purchase protection cover for any stolen/damaged item purchased in Mauritius or abroad
Comprehensive Travel Insurance cover up to USD 500,000 with operators available 24/7
No additional insurance for visa requirements
Reimbursement of emergency purchases in case of delayed luggage
Extended warranty: An additional year of cover provided on items purchased with the AfrAsia Visa Business Debit Card

AFRASIA BUSINESS DEBIT - SCHEDULE OF BENEFITS

AFRASIA BUSINESS DEBIT CARD BENEFITS

LIMITS

EXCESS

Travel Accident, maximum

- Loss of Limbs or Loss of Entire Sight of Both Eyes (Aged < 75yrs)

$100,000

NIL

- Permanent Total Disablement (Aged < 75yrs)

$100,000

NIL

- Death Benefit (Aged 18 to 75)

$100,000

NIL

- Loss of One Limb or Loss of Entire Sight of One Eye (Aged < 75yrs)

$40,000

NIL

Travel Inconvenience

Travel Delay (per 6hr period) After each completed 6 hours

$50 - max $400

6 hours

Delayed Baggage, maximum after 6 hours

$350 after 6hrs, Extra $350 after 48hrs

6 hours

Missed Departure

$700

NIL

Missed Connection

$300

4 hours

Missed Event

$500

$20

Airline Seat Bumping

$500

NIL

Lost or Stolen Passport

$1,000

$20

Personal Possession

$2,000

$50

- Single Article Limit

$1,000

$50

- Valuables Limit in Total

$1,000

$50

Trip Cancellation

Cancellation & Curtailment

$2,500

$50

Pre-Travel Information

Service Only

NIL

Cash Advance

$2,000

NIL

Interpreter

Service Only

NIL

Message Relay

Service Only

NIL

Administrative Assistance

Service Only

NIL

Retrieval and Re-Routing of Luggage

Service Only

NIL

Medical Assistance

Medical Helpline (24/7 Service)

Service Only

NIL

Hospital Benefit, maximum

$875

- per day

$35

24 hours

Medical Expenses and Repatriation

$250,000

$50

Dispatch of Essential Medicine

Cost of Dispatch only

NIL

Emergency Visit

$3,500 Maximum (including Economy Air Ticket + accommodation per day $250 Maximum $1,250)

$50

Extended Stay (Insured/Companion)

Automatic Extension of cover

NIL

Emergency Dental Pain Relief

$500

$50

Convalescence, maximum

$1,250

$50

- per day

$250

$50

Beneficiaries Escort

Economy Return Air Ticket + accommodation Up to $250 per day Maximum $750 (3 nights)

$50

Funeral Expenses

$2,000

$50

Legal Assistance and Personal Liability

Overseas Legal Expenses and Assistance

$25,000

$50

Personal Liability

$500,000

$50

Retail Protection

Purchase Protection

- Limit per 365 Days period

$2,000

- Limit per Incident

$1,000

$50

- Single Article Limit

$500

$150

Extended Warranty

- Limit per 365 Days period

$2,500

- Limit per Incident

$500

ATM Theft / Assault Annual Limit

$400

NIL

- Limit per Incident

$200

NIL

Lifestyle

Concierge Services

Service Only

NIL

CDW

Collision Damage Waiver

$1,600

$50

Golf

Golf Equipment

$80 per day for hiring maximum $400

12 hours

- Delayed Luggage (Equipment)

$80 per day for hiring maximum $400

12 hours

CORONAVIRUS

Sub-limit - Cancellation of Trip (Before Departure)

$1,200

NIL

Sub-limit - Curtailment of Trip (After Departure)

$1,200

NIl

Sub-limit - Emergency Medical Expenses and Repatriation

$5,000

NIL

View our Insurance Policy here.